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10 Genius Ways to Manage that Maternity Leave Budget, Without Feeling Deprived

Updated: Aug 20

Maternity leave is meant to be a once-in-a-lifetime moment — those slow mornings, the newborn snuggles, the midweek brunches… and yes, the occasional coffee you didn’t make yourself.But with your income dipping and expenses soaring, it can feel like you have to choose between making memories or saving money.


Here’s the truth: you can enjoy maternity leave and stick to a budget. It’s all about spending smarter, not less. Here are 10 genius maternity leave budgeting tips to help you save money without missing out:


Mum and baby sign spray painted on floor

1. Swap Baby Boutiques for Smart Shopping

Those tiny outfits are tempting...but your baby will outgrow them faster than you can say “baby grow”. Mix pre-loved finds (check Facebook Marketplace, Vinted, or Depop) with a few new pieces for special occasions.


Cubbi tip: Check Cubbi before you buy, we’ve got exclusive deals from high-street favourites and baby brands you already love.


2. Make Coffee Dates Budget-Friendly

Your social life doesn’t have to disappear just because you’re watching the pennies. Switch pricey cafés for walks with a thermos or meet at a friend’s house and rotate who hosts.


Cubbi tip: When you do fancy a treat, search Cubbi for local coffee shop offers or chains with parent-friendly deals.


3. Rent the Big-Ticket Items

Prams, travel systems, bedside cribs — they can swallow a huge chunk of your budget and are often only used for a few months. Baby gear rental companies let you borrow top-quality items for a fraction of the retail price, then return them when you’re done.


Cubbi tip: Before you rent, check Cubbi — sometimes buying with a discount can work out cheaper if you are ready to commit and plan to use it for multiple children.


4. Take Advantage of Free Baby Activities

Baby sensory classes and music groups are great… but so are your local library’s rhyme time, park meetups, and free museum days. Your baby doesn’t know (or care) how much you’ve spent — they just want you.


Cubbi tip: Use community Facebook groups to find local free events and share your finds with other parents.


5. Meal Plan Like a Pro

Batch cooking during nap time can save you serious money and sanity.Make double portions of freezer-friendly meals so you’re not tempted by expensive takeaways on tired days.


Cubbi tip: Check cubbi for discounts on meal kits, slow cookers, or bulk pantry staples to make planning easier.


6. Make the Most of Loyalty Schemes & Cashback

From nappies to coffee, most big brands and supermarkets have loyalty apps or reward schemes — and cashback sites can give you money back on everyday purchases. It’s free money if you’re already buying the product.


Cubbi tip: Your credit card and phone plan often come with freebies or extra cashback — check the perks you might be missing.


7. Follow the 48-Hour Rule

Impulse buying online (especially during night feeds) can add up fast.If it’s not an emergency (like nappies or Calpol), put it on your list and wait at least 48 hours before buying.


Cubbi tip: While you’re waiting, check cubbi for a discount...you might find a deal that makes the purchase even sweeter!


8. DIY Baby Photoshoots

Professional newborn photography is beautiful, but you can create gorgeous memories at home with your phone, natural light, and a few props.


Cubbi tip: Invest in one or two cute outfits using cubbi discounts, they’ll pay for themselves after one photoshoot.


9. Say Yes to Hand-Me-Downs

If someone offers you clothes, toys or baby gear — accept them. It’s not just about saving money; it’s about passing on love and stories from one family to another.


Cubbi tip: Wash and store items you don’t need right now, they’ll come in handy faster than you think.


10. Use the Cubbi App for Everyday Discounts

Whether it’s 20% off baby clothes, money off meal kits, or cheaper coffee, cubbi makes it easy to save without compromising on the nice things.


Cubbi tip: Download the app, save your favourite brands, and check before you shop — those small savings really add up.

Saving money on maternity leave isn’t about cutting out joy — it’s about choosing value over impulse. A little planning, some clever swaps, and the right tools can keep your budget healthy while you enjoy every precious moment.


💜 Download the Cubbi app today and start saving on the brands you already love.

 
 
 

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